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Loans, guarantees and credits Finnvera plc is a specialised financing company owned by the State of Finland, and they provide financing for the start, growth and internationalisation of enterprises as well as for protection against risks associate...https://tem.fi/en/loans-guarantees-and-credits
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Enterprise financing The Ministry of Economic Affairs and Employment encourages companies to renew and pursue sustainable growth and productivity. MEAE is responsible for ensuring that domestic state financing and export financing function as well...https://tem.fi/en/enterprise-financing
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Public subsidies for the development of the tourism industry are provided through such channels as the European Regional Development Fund (ERDF), European Social Fund (ESF), European Agricultural Fund for Rural Development (EAFRD), Tekes programmes and direct grants provided by ministries. Tourism is also a high-priority sector in the structural fund and rural programmes launched in 2015.https://tem.fi/en/public-subsidies-for-developing-tourism
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3.4.2025 | On 3 April 2025, the Government submitted to Parliament its proposal for an act amending the Act on the State’s Export Credit Guarantees to increase the maximum guarantee liability for special risk-taking from EUR 8 billion to EUR 12 billion.https://tem.fi/en/-/government-to-increase-finnvera-s-maximum-guarantee-liability-for-special-risk-taking
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24.2.2026 | National Action Plan for the implementation of the UN Guiding Principles on Business and Human Rights Publications of the Ministry of Employment and the Economy Competitiveness 46/2014 National Action Plan for the implementation of the UN Guiding ...https://tem.fi/documents/1410877/3437254/National+Action+Plan+for+the+implementation+of+the+UN+guiding+principles+21102014.pdf/0488370a-b200-43bf-9c69-1a211b50ca14?version=1.2&t=1771921653950
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24.2.2026 | Industrial Competitiveness Approach Means to guarantee economic growth in Finland in the 2010s Publications of the Ministry of Employment and the Economy Innovation 9/2013 Industrial Competitiveness Approach Means to guarantee economic growth in F...https://tem.fi/documents/1410877/3437254/Industrial+Competitiveness+Approach+17102013.pdf/34c9b17b-19aa-4237-91a5-ac04d7631664?version=1.1&t=1771921653951
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19.1.2024 | Finnvera is a very important player in the financing sector of Finnish SMEs, which performs its basic tasks professionally. Its service processes are efficient and high in quality, and it regularly receives excellent customer feedback, finds an assessment of Finnvera carried out by 4FRONT Oy and published by the Ministry of Economic Affairs and Employment on 19 January 2024.https://tem.fi/en/-/assessment-finnvera-performs-its-tasks-with-high-quality-and-efficiency
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24.2.2026 | Manufacturing as part of a vital enterprise structure Global industrial trends, the state of Finland’s manufacturing industry and the steps for reforming Finnish manufacturing industry Publications of the Ministry of Employment and the Economy Inn...https://tem.fi/documents/1410877/3437254/Manufacturing+as+part+of+a+vital+enterprise+structure+11022014.pdf/d281fd0b-be43-4241-9a1a-da3ae360abcd?version=1.1&t=1771921653951
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24.2.2026 | Energy and Climate Roadmap 2050 Report of the Parliamentary Committee on Energy and Climate Issues on 16 October 2014 Publications of the Ministry of Employment and the Economy Energy and the climate 50/2014 Energy and Climate Roadmap 2050 Report ...https://tem.fi/documents/1410877/3437254/Energy+and+Climate+Roadmap+2050+14112014.pdf/0f4f3e3b-5f24-44b7-9b14-0df4fddf5a62?version=1.1&t=1771921653950
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24.2.2026 | Health Sector Growth Strategy for Research and Innovation Activities MEE reports 16/2014 Enterprise and innovation department 26.5.2014 Photos: FiHTA ry To the reader The Health Sector Growth Strategy for Research and Innovation Activities is a co...https://tem.fi/documents/1410877/3437254/Health+Sector+Growth+Strategy+for+Research+and+Innovation+Activities+26052014.pdf/11b05bc2-a5fc-4b32-bc98-e73f827c031a?version=1.0&t=1771921653951
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19.11.2025 | Energy and Climate Roadmap 2050 Report of the Parliamentary Committee on Energy and Climate Issues on 16 October 2014 Publications of the Ministry of Employment and the Economy Energy and the climate 50/2014 Energy and Climate Roadmap 2050 Report ...https://tem.fi/documents/1410877/2769658/Energy+and+Climate+Roadmap+2050.pdf/9fd1b4ca-346d-4d05-914a-2e20e5d33074?t=1763537301201
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24.2.2026 | 21 paths to a Frictionless Finland Report of the ICT 2015 Working Group Publications of the Ministry of Employment and the Economy Innovation 18/2013 21 paths to a Frictionless Finland Report of the ICT2015 Working Group Publications of the Minist...https://tem.fi/documents/1410877/3437254/21+Paths+to+a+frictionless+Finland+15052013.pdf/f9d04e2f-28b1-4562-8793-d69c37b06041?version=1.1&t=1771921653951
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19.11.2025 | National Energy and Climate Strategy Government Report to Parliament on 20 March 2013 2 FOREWORD Prime Minister Jyrki Katainen's Government appointed a ministerial working group on energy and climate policy to update the National Climate and Energ...https://tem.fi/documents/1410877/2769658/National+Energy+and+Climate+Strategy+2013.pdf/630dc2c6-4a23-4f2e-b304-3cd69daf8265?t=1763537301201
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19.11.2025 | Government report on the National Energy and Climate Strategy for 2030 Publications of the Ministry of Economic Affairs and Employment • Energy • 12/2017 Ministry of Economic Affairs and Employment, Helsinki 2017 Government report on the National ...https://tem.fi/documents/1410877/2769658/Government+report+on+the+National+Energy+and+Climate+Strategy+for+2030.pdf/0bb2a7be-d3c2-4149-a4c2-78449ceb1976?t=1763537301201
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24.2.2026 | Nuclear Energy Research Strategy Publications of the Ministry of Employment and the Economy Energy and the climate 17/2014 Nuclear Energy Research Strategy Publications of the Ministry of Employment and the Economy Energy and the climate 17/2014 N...https://tem.fi/documents/1410877/3437254/Nuclear+Energy+Research+Strategy+24092014.pdf/1b63c385-9623-412a-aaeb-4adcc2199b10?version=1.2&t=1771921653951
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Lån, borgen och garantier Finnvera Abp, som är ett specialfinansieringsbolag som helt ägs av staten, tillhandahåller finansiering för dem som vill inleda företagsverksamhet, för företags tillväxt och internationalisering samt för företag som vill ...https://tem.fi/sv/lan-borgen-och-garantier
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19.11.2025 | Publications of the Ministry of Economic A airs and Employment Energy • 2022:55 Carbon neutral Finland 2035 – national climate and energy strategy Carbon neutral Finland 2035 – national climate and energy strategy Ministry of Economic Affairs and ...https://tem.fi/documents/1410877/2769658/Carbon+neutral+Finland+2035+%E2%80%93+national+climate+and+energy+strategy.pdf/7d9d4a71-81c7-c11f-ec7e-df3eee446e81?t=1763537301201
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Lainat, takaukset ja takuut Valtion kokonaan omistama erityisrahoitusyhtiö Finnvera Oyj tarjoaa rahoitusta yritystoiminnan alkuun, kasvuun ja kansainvälistymiseen sekä viennin riskeiltä suojautumiseen. Finnvera jakaa rahoitukseen sisältyvää riskiä...https://tem.fi/lainat-takaukset-ja-takuut
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14.6.2023 | New Evidence on the Effect of Technology on Employment and Skill Demand∗ Johannes Hirvonen Aalto University, Etla Aapo Stenhammar Aalto University, Labore Joonas Tuhkuri MIT Job Market Paper November 29, 2021 (Updated frequently. Current version h...https://tem.fi/documents/1410877/21733658/New_Evidence_on_the_Effect_of_Technology+on_Employment_and_Skill_Demand.pdf/cbb294ab-84f8-0f33-e637-4b55605af61c?t=1686740376013
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19.11.2025 | Publications of the Ministry of Economic A airs and Employment Energy • 2024:30 Finland’s Integrated National Energy and Climate Plan Update Finland's Integrated National Energy and Climate Plan Update Ministry of Economic Affairs and Employment o...https://tem.fi/documents/1410877/171465766/TEM_2024_30.pdf/2811672f-2464-5f84-5b78-6c9b19d9a303?t=1763538473199